PRINTEMPS 2019 LE DÉMÉNAGEUR CANADIEN 21 against cyber security risks and threats, compared with 14 per cent of medium- sized businesses and seven per cent of small businesses. Coverage included direct losses from an attack or intrusion (82 per cent), business interruption (72 per cent), restoration expenses (71 per cent) and third-party liability and finan- cial losses (66 per cent) for a majority of the policies. “The answer is easy if you have a cyber policy that covers ransomware,” says Glenn Meyer, partner and vice president at McLean Hallmark Insurance Group. “You call and report the situation. Your insurance provider has experts ready to deal with these attacks and threats to your business. The fast response and expertise are not only vital to cover your losses, but will get you back up and running quickly, and even protect you from damage to your reputation.” Even if the threat of cybercrime is already covered on your insurance policy, it may not be enough protection, depending on the crime and the extent of damage. “While your current package policy may include some limited coverage for certain types of cyber claims, a standalone cyber policy is by far your best protection. A standalone policy will provide access to the incident response service, where a traditional policy will not. A property policy does not generally give you access to technically qualified incident response specialists, and a standalone policy will also be able to effectively manage various situations such as the notification and crisis management costs associated with responding to a rogue employee posting confidential data online,” explains Meyer. “These are a just few of the potential threats you and your business could face in this interconnected world.” Failure to Report The study also reported that most Canadian businesses don’t report cyber security incidents to law enforcement – in fact, only about 10 per cent reported incidents to police. And of those busi- nesses that didn’t report to police, 29 per cent of them chose not to because they considered the impact of the crime too minor. du réseau, mais moins de la moitié des entreprises consultées investissent dans la sécurité des applications Web. De plus, seuls 28 % ont déclaré disposer de systèmes de sécurité pour les logiciels et les applications, et 28% seulement possèdent un mode de gestion du matériel informatique et des actifs. L’assurance en matière de cybercrimes Selon une enquête de Statistique Canada, 24 % des grandes entreprises ont déclaré avoir souscrit une assurance responsabilité contre les risques liés au cybercrime afin de se protéger contre les risques et les menaces en matière de cybersécurité, contre 14 % des entreprises de taille moyenne et 7 % des petites entreprises. CYBERMENACES STAY DRIVEN. Rapid change. New regulations. Increased competition. your iency, Stay driven to succeed with the tools that only Omnitracs can provide. Get started now by visiting www.omnitracs.com or calling 800.348.7227