b'www.snowbirdsautoconnection.com| 1-888-236-7686*NOW OFFERING Your #1 Vehicle transport company providing reliable, INDOOR STORAGE honest, damage-free transportation across Canada and the U.S. Terminals in all major cities.IN THE GTA*CELEBRATING OVER 25 YEARS!CROSS BORDER SPECIALISTS|CANADIAN & US BONDED CARRIER|FREE QUOTES|VEHICLE STORAGE Shipping vehicles1-888-236-7686, 416-638-0001 450 Bowes Roadsince 1993. info@snowbirdsautoconnection.com Concord, OntarioYour U.S. and Canadian Cross-Border Finances, Simplified.Raymond James is one of North Americas leading independent full-service investment dealers with an extensive presence across Canada and the U.S., and one of the few firms with dually licensed advisors who can provide clients a central point of contact. Contact us for a personalized consultation.Liz Hurly, RIAC, CFP, CIM James Owen, CFP, CIM, FCSIFinancial Advisor Financial AdvisorElizabeth.Hurly@raymondjames.ca James.Owen@raymondjames.caH U R LYOW E N W D E A S LT HA VI ORY2 Berkeley Street, Suite 401, Toronto ON647.776.1995hurlyowenwealthadvisory.com2025 Raymond James Ltd. All rights reserved. Raymond James Ltd. is an indirect wholly-owned subsidiary of Raymond JamesFinancial, Inc., regulated by the Canadian Investment Regulatory Organization (CIRO) and is a member of the Canadian InvestorProtection Fund. Raymond James (USA) Ltd., member FINRA/SIPC.Fall 2025PERSPECTIVES13'