b'NORTHERN TOURISMRon Desjarlais (left) of Red Cliff Adventures taking tourists out on a fishing expeditionthat Im packaging its too hot for the dogs. Its melting. Were getting more snow. Were getting more rain, which means less Aurora, but different times. Its very unpredictable. Were getting coastal rains all the time. Im waiting for float planes tomorrow morning in the middle of nowhere, and then theyre soaked in because its raining. We never had rain in September growing up.There are also higher-than-average costsforinsurance,gasorother supplies. I just operate from mid-June to mid-September, and my insurance for seasonal is costing me $3,000, notes Desjarlais of Red Cliff Adventures. Thats for the whole year. I tried to tell the insurance company that I dont operate all year, but thats the rate. Seasonal operators can have a diffi-cult time generating enough revenue to stay afloat, adds Desjarlais, pointing to gas as a huge expense. I have to buy 20, 30 gallons at a time to make trips and that costs me about $400 just for the gas alone, just for the one trip and I charge about $400 a day per person, he notes.Come work with usWe are innovators who believe Accessingfundingisyetanother challenge, especially for businessthat successful collaboration owners living on reserve. Im from the Musqueam First Nation in Vancouver,comes from all over Canadaand if you live on a reserve in Musqueam, you cant own the land that youre living on, so trying to get a loan from a tradi-tional bank is very difficult because you dont have anything to put up as collat-eral, explains ITACs Ryan Rogers using his own circumstance as an example. Many Indigenous business owners and start-ups turn to First Nations banks Indigenous BUSINESS REPORT73Hitachi Energy_CCAB_Sept 2022.indd 1 8/29/2022 12:35:25 PM'