b'andmaybesomemunicipalities5.Keepusedmopsoffoftheinsuranceratesfortorch-appliedthatanycladdingsystemsyouyoursectoryoucancontrolfiredecide to head in the same direc- roofandawayfromcom- modifiedbitumen,theyremainutilizemeettherequirementsofinyourworkplace.Startpush-tion, a very significant componentbustiblematerials;andconsiderably higher than rates forCAN/ULC S134-13 Standard methoding back on torch work today. At of your annual work will no longerComply with all applicablecold processes. of Fire Test of Exterior Wall Assemblies.the very least adopt the picture require torch-applied roofing. standards and/or ordinancesBe prepared to answer a lot moreframe method for now as often regarding worksite safety andNew Developments questionsaboutyourcladdingas you can and start to track your Other Hot Work Processes: fire protection. Torch-applied Roofing andoperations. Be prepared for someownsuccesswiththis,toshare Asphalt Kettles insurerstoexcludeprotection,with your insurers. I believe if you Needless to say, as more own- Owner/Contractor Controlledcertainly for cladding work com- do so, it will ensure the availability Withoutquestionfiresfromersmoveawayfromspecifying asphaltkettlesandspontaneousWrap-up Liability Insurance pleted prior to 2013. of liability coverage for ICI roofers combustion of cotton mops havetorch-appliedmodifiedbitumen,In the last edition of ORN I sug- It seems as with any hard insur- into the future.reducedsignificantly,largelyduetherewilllikelybearesurgencegested various means by which toancemarketplace,workingwithIfyouhaveanyquestions tostrictermeansandmethodsof BUR; especially now that therecontrol the cost of liability insur- youweencounterchallengesto- orwishtodiscussthisarticle, requiredinthebuilt-uproofingareodourlessproductsavailable,ance.Ialsomentionedtrackinggether almost every day. Thankful- feel free to contact me directly at process. Kettles being caged and atfire safety has improved and theprojectswhereyouareactuallyly having been through three prior416-605-7341oremailmeat ground level, manned at all timeshealthhazardsofasphalthavecoveredunderwrap-upliabilityhard insurance markets in my ca- simon@fenninsurance.com. by a kettle man and mops made ofbeen mostly debunked. policieskeeping factual informa- reer, most issues are resolvable. These opinions are mine only.lesscombustiblefibreglassmate- ItseemstomethatifOwn- tion such as policy number, limitsIf you review the above, youllCitation:rial have contributed greatly to fireersrequirerepairsinwinterofliability,policytermandthequicklyrealizetheunderlying1)SpontaneousCombustionof incident reduction. butdisallowtorching,BURisproject name. Most recently manytheme is douse the flame. Work- Roofers Mops - A Review.Derek A. A 2003 article stated (1): thenextmostlogicalchoiceinwrap-upinsurershavestarteding together, lets show the insur- HodginP.E.,RRO.,RRC,CDT. Testing of both cotton mops andsub-zero temperatures. excludingtorch-appliedroofinganceindustrythatasleadersin2003, RCIInterface.fibreglassmopswasperformedHot Air Seam Welders operations.Thisexacerbatesthe byKodakandsummarizedbyIn meetings with the OIRCAcostofyourownliabilityinsur-this memo. The tests were able toad-hocinsurancesub-committeeancecoverage,aspreviouslythe produce spontaneous combustionprior to launching the OIRCA li- wrap-upworkcouldhavebeen of the cotton mops and were notability insurance program in 2005,discounted marginally. Now, your able to produce spontaneous com- everyone was of the opinion thereownliabilityinsurancebecomes bustion of the fibreglass mops. could never be a fire from a seamprimary on those projects too.Thesamearticlecontinuedwelder.Unfortunatelythatopin-withsomegoodfirepreventionionhassincealsobeenproven advice: wrong.RecentlyaseamwelderCladding:Recommendations was being used near combustibleMany of you also perform clad-Based on the information pre- materialsataprivateresidence.dingoperationsmostofyousented above, the following stepsThe house was soon gone. Pleaseonlowriseprojects,butsome arerecommendedforavoid- take a similar degree of care whenwillperformcladdingoperations ing spontaneous combustion ofusinghotairweldersasyoudoonmulti-storeymid-tohigh-roofers mops: torchingtoensuretherearenorise buildings. Since the Grenfell TowerfireinLondon,cladding 1.Consider the mop head ma- combustible materials in the vicin-terial (fibreglass vs. cotton); ity of the work. hasalsodrawnnegativeatten-2.Remove excess asphalt fromForliabilityinsurancepricingtion from insurers. Many insurersroofing mops at the conclu- purposes, built-up roofing and (toare refusing to offer any liability sion of use; a lesser degree) hot air welders arecoverage on cladding operations. 3.Consider quenching the mopalso considered hot work by li- If you are doing cladding, expecthead in a bucket of water; abilityinsurers.Whileinsuranceto encounter specific questions in 4.usedmopsinsealedrates for these processes will andthis relatively new area of concern Store metal containers; shouldgenerallybelowerthanto liability insurers. 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